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2You can choose to pay Principal and Interest weekly, fortnightly, or month-to-month. The maximum Interest Only cost interval over the lifetime of a loan is 10 years for Investment Home Loans and 5 years for Owner Occupied Home Loans, as long as there’s no less than 5 years remaining on the Contracted Loan Term. We have completely different rates that apply, relying on whether you are making Interest Only funds or Principal and Interest repayments. During an Interest Only interval, your Interest Only funds will not scale back your mortgage steadiness until you select to make further repayments. At the tip of an Interest Only period, your repayments will increase to cover Principal and Interest parts.
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